Security for Your Debit Card On-line PurchasesEffective February 28, 2013 MasterCard® SecureCode™ began making your online 1st Community FCU debit card purchases more secure. MasterCard® SecureCode™ is a private code to help protect against unauthorized use of your card when you shop at participating online retailers.
When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without your SecureCode at a participating merchant. Most participating merchants will display the MasterCard SecureCode logo on their site. However, even if you don’t see the SecureCode logo, the merchant may still be a participant and you will be prompted to provide your SecureCode.
Once you’ve registered and created your own private SecureCode, you will be automatically prompted by the credit union at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by the credit union and then your purchase is completed. Your SecureCode will never be shared with the merchant. It’s just like entering your PIN at an ATM.
You can register your card at the MasterCard SecureCode site.