Deposit Accounts : 1st Community Federal Credit Union

1st Community Federal Credit Union offers savings, checking, club accounts, term share certificates, money markets and investment products to provide solutions for your commercial needs

Minimum $25 deposit and a one-time $5 non-refundable joining fee makes you a “member” of 1st Community.
Day-in/day-out dividends paid/compounded quarterly.
May be pledged on a Shares Secured loan for a reduced interest rate.
May be used as FREE Limited Savings Overdraft Protection (see Reg D limitations) for your 1CFCU Checking account
FREE $2000 Accidental Death & Dismemberment Insurance for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
FREE $1000 Term Life Insurance for 12 months for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.

Minimum $2500 to open & maintain to avoid $15 monthly service fee charged the next month
6 FREE withdrawals per month – $5 each thereafter
First 40 checks FREE
Day-in/day-out dividends paid/compounded monthly
Rates quoted monthly

Minimum $25,000 to open & maintain to avoid $15 monthly service fee charged the next month
6 FREE withdrawals per month – $5 each thereafter
First 40 checks FREE
Day-in/day-out dividends paid/compounded monthly
Rates quoted monthly

Save for that special occasion – Education, Vacation, Christmas, whatever you want!
No minimum balance;
No monthly service fee
6 FREE withdrawals or transfers per month subject to Reg D limitations (see Reg D limitations)
Day-in/day-out dividends compounded/paid quarterly (except for Christmas Club where dividends are compounded and credited monthly)
Dividend rate same as earned on Savings/Share Account

$7.00 monthly fee
No minimum balance
Unlimited transactions
FREE Debit/ATM card
FREE Internet banking, Bill Pay, Mobile Banking w/optional Remote Deposit Capture
Audio Response
FREE Limited Savings Overdraft Protection (see Reg D limitations)
No Fee Loan Overdraft Protection w/approved loan application
& more

Minimum $1000 deposit
Available for 6-months, 1, 2 or 3 year terms
Day-in/day-out dividends paid monthly back into the certificate or to other CU deposit account or mailed for your convenience
Automatic renewal or single purchase available
May be pledged against a loan for a reduced interest rate