Savings Accounts

1st Community Federal Credit Union offers savings, checking, club accounts, term share certificates, money markets and investment products to provide solutions for your commercial needs
  • minimum $25 deposit and a one-time $5 non-refundable joining fee makes you a “member” of 1st Community.
  • Day-in/day-out dividends paid/compounded quarterly.
  • May be pledged on a Shares Secured loan for a reduced interest rate.
  • FREE $2000 Accidental Death & Dismemberment Insurance for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
  • FREE $1000 Term Life Insurance for 12 months for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
  • Minimum $2500 to open & maintain to avoid $15 monthly service fee charged the next month
  • 6 FREE withdrawals per month – $5 each thereafter
  • First 40 checks FREE
  • Day-in/day-out dividends paid/compounded monthly
  • Rates quoted monthly
  • Minimum $25,000 to open & maintain to avoid $15 monthly service fee charged the next month
  • 6 FREE withdrawals per month – $5 each thereafter
  • First 40 checks FREE
  • Day-in/day-out dividends paid/compounded monthly
  • Rates quoted monthly
    Save for that special occasion – Education, Vacation, Christmas, whatever you want!
  • No minimum balance;
  • No monthly service fee or limit on withdrawals or deposits;
  • Day-in/day-out dividends compounded/paid quarterly (except for Christmas Club where dividends are compounded and credited monthly)
  • Dividend rate same as earned on Savings/Share Account
    Start saving NOW for the holiday season!
  • No minimum balance or monthly service fee;
  • Day-in/day-out dividends compounded/paid monthly;
  • Dividend rate same as earned on Savings/Share Account;
  • Available for withdrawal during November and December of each year;
  • Account closed if any early withdrawal;
  • Surprise Christmas gift in November of each year; automatically renewed annually
    The “Arnie Dillo” Youth Club Account is for ages birth thru 12 to teach them to start saving early!
    Rewards members with a FREE Checking account plus dividends for having a minimum 15 debit card transactions clear your account per month and receiving your statements electronically. (otherwise your monthly fee will be $4.00 for mailed statements and/or $3.95 for less than 15 debit card transactions)
  • All the basics – no minimum balance, unlimited transactions, FREE Debit/ATM card, Internet banking, Bill Pay, Mobile Banking and optional Remote Deposit Capture
  • FREE Savings Overdraft Protection and Loan Overdraft Protection w/approved loan application
  • 1/4% Discount on qualifying loans
  • $10,000 Accidental Death & Dismemberment Insurance
  • IDProtect w/credit file monitoring and a host of other protection
  • Cellular telephone protection
  • & more
    for members 55+
  • No minimum balance
  • Unlimited transactions
  • FREE Debit/ATM card
  • FREE Internet banking, Bill Pay, Mobile Banking w/optional Remote Deposit Capture
  • Audio Response
  • FREE Savings Overdraft Protection and Loan Overdraft Protection w/approved loan application
  • & more
    for members thru age 21.
  • No Monthly Fee
  • FREE Internet Banking & Bill Pay, Check/Debit/ATM card
  • FREE Savings Overdraft Protection
  • FREE Mobile Banking
  • Loans available with eligible co-signer
  • NEW – Reloadable debit card now available to help teach budgeting with less risk
  • FREE educational seminars
  • Minimum $1000 deposit
  • Available for 6-months, 1, 2 or 3 year terms
  • Day-in/day-out dividends paid monthly back into the certificate or to other CU deposit account or mailed for your convenience
  • Automatic renewal or single purchase available
  • May be pledged against a loan for a reduced interest rate
    Certificates
  • Minimum $25 to open
  • 1 year, 2 year or 3 year IRA Term Share Certificates available
  • Day-in/day-out dividends paid/compounded monthly
    1st Community FCU has partnered with Greg Stephens, President of the Stephens Investment Group to offer you a full range of investment, insurance and financial services. Greg is a financial advisor offering services thru Hilltop Securities Independent Network, Inc. Member FINRA/SIPC. Greg has earned the accreditations of CRPC® and ADPA® and has many years’ experience in the financial services industry. Greg has access to and provides a broad array of products, services and advice to his clients.

    Greg Stephens, CRPC® ADPA®
    President – Financial Advisor
    325-224-3639
    GStephens@hilltopnetwork.com
    Located inside: 1st Community FCU, 3505 Wildewood Drive, San Angelo, TX 76904