Deposit Accounts

1st Community Federal Credit Union offers savings, checking, club accounts, term share certificates, money markets and investment products to provide solutions for your commercial needs

  • Minimum $25 deposit and a one-time $5 non-refundable joining fee makes you a “member” of 1st Community.
  • Day-in/day-out dividends paid/compounded quarterly.
  • May be pledged on a Shares Secured loan for a reduced interest rate.
  • May be used as FREE Limited Savings Overdraft Protection (see Reg D limitations) for your 1CFCU Checking account
  • FREE $2000 Accidental Death & Dismemberment Insurance for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
  • FREE $1000 Term Life Insurance for 12 months for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
  • Minimum $2500 to open & maintain to avoid $15 monthly service fee charged the next month
  • 6 FREE withdrawals per month – $5 each thereafter
  • First 40 checks FREE
  • Day-in/day-out dividends paid/compounded monthly
  • Rates quoted monthly

  • Minimum $25,000 to open & maintain to avoid $15 monthly service fee charged the next month
  • 6 FREE withdrawals per month – $5 each thereafter
  • First 40 checks FREE
  • Day-in/day-out dividends paid/compounded monthly
  • Rates quoted monthly

  • Save for that special occasion – Education, Vacation, Christmas, whatever you want!
  • No minimum balance;
  • No monthly service fee
  • 6 FREE withdrawals or transfers per month subject to Reg D limitations (see Reg D limitations)
  • Day-in/day-out dividends compounded/paid quarterly (except for Christmas Club where dividends are compounded and credited monthly)
  • Dividend rate same as earned on Savings/Share Account

  • $7.00 monthly fee
  • No minimum balance
  • Unlimited transactions
  • FREE Debit/ATM card
  • FREE Internet banking, Bill Pay, Mobile Banking w/optional Remote Deposit Capture
  • Audio Response
  • FREE Limited Savings Overdraft Protection (see Reg D limitations)
  • No Fee Loan Overdraft Protection w/approved loan application
  • & more

  • Minimum $1000 deposit
  • Available for 6-months, 1, 2 or 3 year terms
  • Day-in/day-out dividends paid monthly back into the certificate or to other CU deposit account or mailed for your convenience
  • Automatic renewal or single purchase available
  • May be pledged against a loan for a reduced interest rate

    Greg Stephens, President of the Stephens Investment Group, located at our Wildewood office, offers you a full range of investment, insurance and financial services. Greg is a financial advisor offering services thru Hilltop Securities Independent Network, Inc. Member FINRA/SIPC. Greg has earned the accreditations of CRPC® and ADPA® and has many years’ experience in the financial services industry. Greg has access to and provides a broad array of products, services and advice to his clients.


    Greg Stephens, CRPC® ADPA®
    President – Financial Advisor
    325-224-3639
    GStephens@hilltopnetwork.com
    Located inside: 1st Community FCU, 3505 Wildewood Drive, San Angelo, TX 76904