About us

Main office and mailing address: 1st Community Federal Credit Union 3505 Wildewood Drive San Angelo, Texas 76904-6433 Phone: 325/653-1465 800/749-1465 (all locations) Routing / ABA #: 311382527

Our History

1st Community Federal Credit Union celebrated our 70th Anniversary in 2023. 1st Community FCU was chartered June 8, 1953, with our first office located on Goodfellow Air Force Base in San Angelo, Texas. We have grown to our current nine offices, with four in San Angelo and one each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas. We are a full-service financial cooperative providing friendly, personal service face-to-face, over the phone, through our app or online banking, over the Internet, or by mail. Our user-friendly technology makes it possible for us to serve our almost 23,000 members located worldwide. 1st Community has been voted “Best Credit Union” by the readers of the San Angelo Standard Times for the 24th year in a row. The driving force for the establishment and continued growth of 1st Community FCU has been to make credit union services available to everyone. Because we are a “member- owned”, democratically run, and not-for-profit cooperative, we are able to give back earnings to each member in the way of lower rates on loans, higher dividends, low-cost services, and 24/7 access to your account worldwide. The more services you use at the credit union, the greater the benefits you and all your fellow members receive.
Our mission is “people helping people achieve their financial goals.” We literally exist to meet the unique needs of each of our members.
Along with the mission of individual service, we also strive to be a good corporate citizen providing both financial and manpower support to organizations that improve the quality of all our lives. We hope each of you are proud to be a part of 1st Community FCU and are able to enjoy the financial services you need to make your life successful. Remember – if you found something good wouldn’t you share it with your family and friends? Tell them about 1st Community FCU and let them take advantage of what being a “member” really means!

Our Field of Membership

Credit unions exist to offer financial services to people who share a “common bond.” Membership in 1st Community FCU is available to persons who live, work, worship, or attend school in, and businesses and other legal entities located in Tom Green, Schleicher, Runnels, Pecos, Midland, Crane, Andrews, Brewster, Coke, Concho, Crockett, Ector, Glasscock, Irion, Kimble, Loving, Martin, Mason, McCulloch, Menard, Reagan, Sterling, Sutton, Terrell, Upton, Ward and Winkler counties of Texas and members of their immediate families. Immediate family is defined as a spouse, child, sibling, parent, grandparent or grandchild of a person having primary potential eligibility to join the Credit Union.

How to Join / Become a Member

If you fall within our “common bond” listed above please contact us at: 1stcomcu@1cfcu.org or call 325/653-1465 or 800/749-1465, or write to: 3505 Wildewood Drive, San Angelo, Texas 76904-6433. To establish membership you only need to complete a membership application and make a minimum $25.00 deposit to a Share (savings) Account and pay a one-time $5.00 non-refundable joining fee. This $25.00 balance must be maintained in the Share (savings) Account for you to take advantage of any of the other 1st Community FCU services.

1CFCU Board of Directors

Our Board of Directors is made up of volunteer members who are voted on by the members at the Annual Meeting. The Board serves as the policy making body of the Credit Union and receives no monetary compensation for their efforts. Our current Board of Directors includes:
  • Chairman – Bob Brewer
  • Vice-Chairwoman – Carol Watkins
  • Treasurer – Raul Lopez
  • Secretary – Brenda Conner
  • Member – Mical Boness
  • Member – Dale Carr
  • Member – Nancy Kloboucnik
  • Member – Kathleen Prince
  • Member – Rudi Wallace

1CFCU Supervisory Committee

Our Supervisory Committee is made up of volunteer members that are appointed by the Chairman of the Board of Directors. The Supervisory Committee serves as the “watch dog” of the Credit Union securing outside audits and addressing member complaints. They receive no monetary compensation for their efforts. Our current Supervisory Committee includes:
  • Secretary – Lisa Elsass
  • Member – Shani Jo Jordan
  • Member – Brett Lang
  • Member – Michelle Murray
  • Member – Jackie Swanson
You may contact the Supervisory Committee by calling Sylvia Schkade at 325/653-1465 or 800/749-1465 or by writing them at the following address: 1st Community Federal Credit Union Attn:  Supervisory Committee 3505 Wildewood Drive San Angelo, TX  76904