Field of Membership

1st Community FCU was recently approved to offer membership and services to individuals who live, work, worship, or attend school, as well as businesses and other legal entities located in the following Texas counties.

The Credit Union philosophy of “Once a member, always a member – regardless of your location or employment status” means you only have to meet the membership qualifications when you “open” your account/membership.

How to Join / Become a Member

If you fall within our “common bond” listed above click here to Apply Online or contact us at: 1stcomcu@1cfcu.org or call 325/653-1465 or 800/749-1465, or write to: 3505 Wildewood Drive, San Angelo, Texas 76904-6433. To establish membership, you only need to complete a membership application and make a minimum $25.00 deposit to a Share (savings) Account and pay a one-time $5.00 non-refundable joining fee. This $25.00 balance must be maintained in the Share (savings) Account for you to take advantage of any of the other 1st Community FCU services.

Why do you have to have a Savings account if all I want is a Checking account or Loan?

The $25.00 minimum deposit to your Share (savings) account makes you a member/owner of the Credit Union and therefore eligible to take advantage of other products and services the Credit Union offers such as loans or a checking account.  This minimum deposit is also known as the par value of a share in the Credit Union and it must be maintained as long as you are a member.  If you decide to close your account/membership after 90 days, the $25.00 will be returned to you.

Can you be a member of more than one credit union?

Yes! You can be a member of multiple credit unions at the same time, as long as you meet each credit union’s membership eligibility requirements.