Checking Accounts

All 1CFCU Checking accounts offer: FREE debit/check/ATM card (w/custom school cards available), FREE online / mobile / text / audio banking, FREE Bill Pay, no minimum balance, FREE automatic transfers to other CU accounts, FREE temporary checks, FREE notary public, Loan Overdraft Protection (w/approved loan application) and FREE limited Savings Overdraft Protection (see Reg D limitations on Savings account transactions)

  • the only requirement for FREE Checking is to have eStatements
  • $4.00 monthly fee to receive paper statements
  • No monthly service charge
  • first box of checks FREE
  • Loans available with eligible co-signer
  • Releadable debit card available to help teach budgeting with less risk
  • No monthly service charge
  • you choose eStatements or paper statements
  • $7.95 per month or reduce your fee by $4.00 by receiving eStatements and/or reduce your fee $3.95 for having a minimum 15 1CFCU debit card transacitons clear your account during the month. Combine the two above and you will eliminate your monthly fee AND qualify to earn dividends on balances up to $25,000
  • 1/4% Discount on qualifying loans
  • $10,000 Accidental Death & Dismemberment Insurance
  • IDProtect w/credit file monitoring and a host of other protection
  • Cellular telephone protection
  • click here for further details on the benefits offered with ePLUS Checking