Real Estate Loans

1st Community Federal Credit Union offers Great rates with our Holiday (Personal) Loan Special.

Real Estate Loans

Loan TypeAPR * as LOW as: (Purchase or Refinance)Maximum Amount Financed:Maximum Term:
Commercial Property (Purchase or Refinance)4.25% APR *
4.50% APR *
6.00% APR *
Purchase: 80% of purchase price or market value, whichever is less.
Refinance: 80% of market value
3 year balloon,
20 year amortization 5 year balloon,
20 year amortization 15 year fixed rate
Rental / Investment Properties (Purchase or Refinance)4.25% APR *
4.50% APR *
6.00% APR *
Purchase: 80% of purchase price or market value, whichever is less.
Refinance: 80% of market value
3 year balloon,
20 year amortization 5 year balloon,
20 year amortization 15 year fixed rate
* Rates are determined by risk, collateral, term and capacity of the business to service their debt. All Rates subject to change. We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA. APR – Annual Percentage Rate