Real Estate Loans

1st Community Federal Credit Union wants to be your lender for your Commercial Real Estate needs
 
 

Real Estate Loans

Loan TypeAPR * as LOW as: (Purchase or Refinance)Maximum Amount Financed:Maximum Term:
Commercial Property (Purchase or Refinance)6.50% APR * Purchase: 80% of purchase price or market value, whichever is less.
Refinance: 80% of market value
360-months**
1 to 4 Family Investment Property (Purchase or Refinance)6.50% APR * Purchase: 80% of purchase price or market value, whichever is less.
Refinance: 80% of market value
360-months**
 

* APR – Annual Percentage Rate.  Origination fees will range between .50% and 1.0% for Real Estate Loans.  Rates are determined by risk, collateral, term and capacity of the business to service their debt. All Rates subject to change. We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA.

**Maximum loan term is 360-months. The interest rate is variable based on the Wall Street Journal Prime Lending Rate and is subject to change every 5-years (60 months).