Mortgage Loans

1st Community Federal Credit Union has the experts you need when Financing or Refinancing your Conventional, FHA or VA Mortgage.
NMLS (National Mortgage Licensing System) #403173

The process of buying a home can seem like an obstacle course. 1st Community Federal Credit Union offers you the tools and services to help you navigate the entire process. Whether you prefer an online application or are more comfortable with the Individual assistance of a mortgage professional, we have what you are looking for. Click Apply Now to start or call our Mortgage Loan Officer!

Are you looking to refinance your existing mortgage for a lower interest rate or to access the equity in your home? Now is the right time as rates are still near historic lows. Apply Now or call our Mortgage Loan Officer to discuss the options that are best suited to your individual needs!

To review some Frequently Asked Questions and Helpful Tips click Learn More.

Bonnie Born
Mortgage Loan Officer
(NMLS #466375)
325/653-1465 ext. 3643
800/749-1465 ext. 3643


Mortgage Loans

  • Financing (80% / 20%) eliminates the premium for Private Mortgage Insurance
  • Up to .50% Origination fee
  • Pre-approval letter saves you time when shopping for your new home
  • Conventional
  • Adjustable Rate Loans
  • Balloon Payment Loans

Also available:

  • Home Equity loans are also available
  • Home Equity Line of Credit
  • Interim Construction Loans
  • Home Improvement Loans

Rates and Terms based upon approved credit. All Rates and Terms are subject to change without notice. We are an Equal Credit Opportunity Lender.