Home Equity

1st Community Federal Credit Union offers Great rates on Home Equity loans for Life or Home Improvement – pay for college, bill consolidation, add a pool. Whatever fits your dreams.

 

 

Home Equity Loans

Loan TypeAPRMaximum Amount Financed:Maximum Term:
Home Equity (lien on homesteadRates change weekly. Please call for current rates – 325/653-1465 or 800/749-1465 and ask for Mortgage Lending80% of appraised value less all lien balances180 months

 

  • Finance Charges may be Tax-Deductible on Secured Home Equity (ask your tax advisor)
  • For Life or Home Improvement…pay for college, bill consolidation, add a room, remodel, add a pool. Whatever fits your needs or dreams
  • Minimal Closing Costs / Up to .50% Origination Fee
  • Easy Payment Options
  • Simple Interest
  • Credit Life Insurance available – maximum term of coverage – 120 months
  • Credit Disability Insurance available – maximum term of coverage – 120 months
  • Involuntary Unemployment Insurance – maximum term of coverage – 120 months
  • Click here for insurance products to protect your home 

Rates based on terms and approved credit. All Rates and Terms are subject to change without notice. We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA. APR – Annual Percentage Rate