Disclosures / Policies

Following are the official / latest versions of disclosures for 1st Community Federal Credit Union

NEW Reg D requirements affecting your Savings & Club accounts (including Savings Overdraft Protection) 1-1-2020

Membership & Account Agreement (effective 8-1-19)

An updated Membership & Account Agreement effective 1-1-20 reflecting the NEW Reg D requirements will be published online soon.

Fee Schedule (effective 06-18-19)

Privacy Notice (effective 3-2019)

Website Privacy Policy (effective 3-1-16)

Courtesy Pay Policy w/ A9 form (effective 5-9-17)

IMPORTANT - Reg D - Notice of Change - Limiting transactions on 1CFCU Share/Savings & certain Club accounts effective January 1, 2020. This change limits FREE Savings Overdraft Protection transfers. Please read the info now so you can avoid potential charges.