1st Community Federal Credit Union offers Great rates on Boat, Motor and Trailer Loans.
New & Used Boat/Motor/Trailer Loans
APR * as LOW as: (Purchase or Refinance) Maximum Amount Financed: MaximumTerm:
New Boats/Motors/Trailers (current or prior model year) 4.75% APR * 5.50% APR * up to 90% of MSRP (Manufacturer’s Suggested Retail Price) plus Sales Tax, License and Title Fees or Sales Price, whichever is less 60 months 72 months
Used Boats/Motors/Trailers (any vehicle that does not meet definition of “New”) 5.25% APR * 5.25% APR * up to 90% of NADA Retail plus Sales Tax, License and Title Fees or Sales Price, whichever is less 48 months 60 months
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  • Click Here for FREE NADA Pricing Guide information on used boats
  • Pre-Approval letter can help you save money when shopping for your vehicle
  • Refinance that boat/motor/trailer you have financed elsewhere at these LOWER rates
  • Easy Payment Options
  • Simple Interest
  • GAP (Guaranteed Auto Protection) Waiver – covers the difference between the loan balance and the insurance settlement in the event of a total loss or unrecovered theft.  Up to $1000 of the deductible is covered.
  • Credit Life Insurance available
  • Credit Disability Insurance available
  • Involuntary Unemployment Insurance available
  • Click here for insurance products to protect your boat
* Rates “as LOW as” includes discounts of .50% APR. Contact the Lending Department for details.

Rates based on discounts, terms and approved credit. All Rates and Terms are subject to change without notice. We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA. APR – Annual Percentage Rate