Home Improvement

1st Community Federal Credit Union offers Great rates on Home Equity loans for Life or Home Improvement – pay for college, bill consolidation, add a pool. Whatever fits your dreams.
 

Secured & No Lien Home Improvement Loans

Loan TypeAPR * as LOW as:Maximum Amount Financed:Maximum Term:
Secured Home Improvement (lien on property)Rates change weekly. Please call for current rates – 325/653-1465 or 800/749-1465 and ask for Mortgage Lending (Bonnie & Jordan).80% of appraised value less all lien balances180 months
Secured Home Improvement (lien on property)Rates change weekly. Please call for current rates – 325/653-1465 or 800/749-1465 and ask for Mortgage Lending (Bonnie & Jordan).133% of appraised value less all lien balances180 months
No Lien Home Improvement7.49% APR * 133% of appraised value less all lien balances 180 months
No Lien Home Improvement 7.49% APR * $25,000
60 months
  • Finance Charges may be Tax-Deductible on Secured Home Equity (ask your tax advisor)
  • For Life or Home Improvement…pay for college, bill consolidation, add a room, remodel, add a pool. Whatever fits your needs or dreams
  • Minimal Closing Costs / No Origination Fee
  • Easy Payment Options
  • Simple Interest
  • Credit Life Insurance available (maximum repayment term 120 months)
  • Credit Disability Insurance available (maximum repayment term 120 months)
  • Involuntary Unemployment Insurance available
  • Click here for insurance products to protect your home 

Rates based on terms and approved credit. All Rates and Terms are subject to change without notice. We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA. APR – Annual Percentage Rate