1st Community FCU offers Money-Saving insurance options to protect you, your home and your car.

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Auto, Home, Life or Commercial Insurance

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Accidental Death & Dismemberment Insurance

Each new member 18 years or older is eligible to apply for $2000 FREE Accidental Death & Dismemberment Insurance. Member may also apply for additional low-cost insurance for themselves and their families.

Term Life Insurance

Members 18 years or older may apply for low-cost Term Life insurance for you and your family.

Insurance and asset protection products offer coverage at low costs and are included in your loan payments:

Credit Life Insurance

Credit Life Insurance protects your family in the event of your death by paying off your loan. Single or joint insurance is available.

Credit Disability Insurance

Credit disability insurance provides funds to help make your regular loan installments in the event a covered illness or injury keeps you from working. Single or joint insurance is available.

GAP (Guaranteed Auto Protection) Waiver

GAP offers protection against financial liability or loss on a financed vehicle that is damaged beyond repair (totaled) or stolen and never recovered. With GAP, the covered deficiency balance between what you owe on your vehicle and what your insurance company pays is waived. Up to $1000 of your deductible is covered. (Extensions, Skip-a-Payments, Late Fees, and Add-ons are not covered) Can be purchased up to 18 months from the date of the loan and can be added to the current loan or purchased separately.

Vehicle Service Contract

A vehicle service contract that acts like a new car warranty; available on new and used vehicles, extending the protection beyond your manufacturer’s warranty. Can be purchased at any time on qualifying vehicles and can be added to the current loan or purchased separately.

Other Insurance and Investment Choices

Other insurance and investment choices are available through Greg Stephens of the Stephens Investment Group. Greg is located inside our main office at 3505 Wildewood, San Angelo, TX. For an appointment call him at 325/224-3639 or email

Offering general securities through Momentum Independent Network, Inc., 717 N. Harwood St., Suite 3400, Dallas, TX  75201, 214/859-1800, MEMBER: FINRA/SIPC * Not FDIC Insured * No Bank Guarantee * May Lose Value * 1st Community Federal Credit Union is not an affiliate or subsidiary of Momentum Independent Network, Inc.