1st Community Federal Credit Union is the #1 Local Auto Lender in the Concho Valley. We specialize in New, Used and Refinanced Auto Loans and offer Balloon Loans to help you drive the car of your dreams with lower monthly payments and convenient options at the end of the term of the contract.
Auto Balloon
| Loan Type | APR as low as: | Maximum Amount Financed: | Maximum Term: | Payment per $1000 |
|---|---|---|---|---|
| New Automobiles & Light Trucks (current or prior model year) | 5.75% APR * | up to MSRP (Manufacturer’s Suggested Retail Price) plus Sales Tax, License & Title Fees | 63 months | |
| Used Automobiles & Light Trucks (any vehicle that does not meet definition of “New”) | 5.75% APR * | up to NADA Retail plus Sales Tax, License & Title Fees | 63 months |
- Click Here for FREE NADA Pricing Guide Information on new autos
- Click Here for FREE NADA Pricing Guide Information on used autos
- Pre-Approval letter can help you save money when shopping for your auto
- Purchase your auto and finance with 1st Community Federal Credit Union without leaving one of our participating dealers
- Refinance that auto you have financed elsewhere at these LOWER rates
- “Driving Sense” Auto Balloon – Find out how to drive more car with less payment
- Easy Payment Options
- Simple Interest
- Vehicle Service Contract – a vehicle service contract that acts like a new car warranty; may be purchased separately or added to your loan; available on new and used vehicles, extending the protection beyond your manufacturer’s warranty. Can be purchased at any time on qualifying vehicles and can be added to the current loan or purchased separately
- Credit Life Insurance available
- Credit Disability Insurance available
- Involuntary Unemployment Insurance available
- Click here for insurance products to protect your vehicle
Rates based on approved credit. All Rates and Terms are subject to change without notice. We are an Equal Credit Opportunity Lender and an Equal Housing Lender. Member NCUA. APR – Annual Percentage Rate