1st Community Federal Credit Union is the #1 Local Auto Lender in the Concho Valley. We finance
New, Used or Refinanced non-commercial passenger automobiles and pick-up trucks (up to 1 ton capacity).
New & Used Auto Loans
| Loan Type | Term: | Maximum Amount Financed: | *APR as LOW as: | Payment per $1000 |
|---|---|---|---|---|
| New Automobiles & Light Trucks (current or prior model year) | 36 mos. 60 mos. 72 mos. | up to MSRP (Manufacturer’s Suggested Retail Price) plus Sales Tax, License & Title Fees | 4.00% 4.75% 5.00% | $29.53 $18.76 $16.11 |
| Used Automobiles & Light Trucks (any vehicle that does not meet definition of “New”) | 36 mos. 60 mos. 72 mos. | up to NADA Retail plus Sales Tax, License & Title Fees | 4.00% 4.75% 5.00% | $29.53 $18.76 $16.11 |
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- Click Here for FREE NADA Pricing Guide Information on new autos
- Click Here for FREE NADA Pricing Guide Information on used autos
- Pre-Approval letter can help you save money when shopping for your auto
- Purchase your auto and finance with 1st Community Federal Credit Union without leaving one of our participating dealers
- Refinance that auto you have financed elsewhere at these LOWER rates
- Driving Sense – Find out how to drive more car with less payment (see Auto Balloon)
- Easy Payment Options
- Simple Interest
- GAP (Guaranteed Auto Protection) Waiver – offers protection against financial liability or loss on a financed vehicle that is damaged beyond repair (totaled) or stolen and never recovered. With GAP, the covered deficiency balance between what you owe on your vehicle and what your insurance company pays is waived. Up to $1000 of your deductible is covered. (Extensions, Skip-a-Payments, Late Fees, and Add-ons are not covered). Must be purchased at time of loan origination.
- Vehicle Service Contract – a vehicle service contract that acts like a new car warranty; may be purchased separately or added to your loan; available on new and used vehicles, extending the protection beyond your manufacturer’s warranty. Can be purchased at any time on qualifying vehicles and can be added to the current loan or purchased separately
- Credit Life Insurance available
- Credit Disability Insurance available
- Low Rates & Great Coverage Insurance Options to protect you and your auto – contact 1CFCU Insurance Specialists located at our Wildewood location – Chris Gomos 325/224-3622 – direct cgomos@1cfcu.org or Rush Seaver 325/224-3649 – direct rseaver@1cfcu.org
Rates and Terms based on approved credit and are subject to change without notice. We are an Equal Credit Opportunity Lender. APR – Annual Percentage Rate