Business Checking

Whether you’re a small sole proprietor or a multi-location company, our checking account options can scale to fit your needs and give you fast, convenient access to your funds.  Our accounts come with the following FREE products and services˜: debit card(s), debit card control to lock/unlock your debit card to prevent fraud, zero-fraud liability for debit card transactions, e-Alerts, and a robust mobile app.  We also provide BizLink 247ˆ FREE which allows you to control your employee’s access and authority to your account.  We also offer Positive Pay to protect you from check fraud for an additional monthly feeˆ.

Basic Business Checking

Ideal for home-based businesses or small businesses with limited activity and lower balances

  • No monthly maintenance fee
  • 50 FREE items° monthly then just $0.25 for each additional item
  • Just like your personal account, you can access this account through our 1CFCU mobile and online banking platform

Advanced Business Checking

Ideal for new and growing businesses that have low monthly volumes with steady account activity

  • $6.00 monthly maintenance fee
  • 250 free items° monthly then just $0.25 for each additional item
  • Includes BizLink 247ˆ online and mobile access controls

Unlimited Business Checking

Ideal for high volume businesses or larger established businesses with steady account activity

  • $16.00 monthly maintenance fee
  • Unlimited number of items
  • Optional Positive Payˆ to prevent check fraud
  • Includes BizLink 247ˆ online and mobile access controls

 


 

 

We will waive your monthly maintenance fee on any Business Checking account and any applicable per item fees when you maintain at least $50,000 in business loans or $10,000 in deposits
in your business account. 

˜ Data and message rates from your carrier or internet provider may apply
ˆ BizLink 247 is available on Advanced Business Checking and Unlimited Business Checking. Positive Pay is only available on Unlimited Business Checking for an additional monthly fee.
° An item is defined as any transaction that debits or credits the account.