1st Community Federal Credit Union offers savings, checking, club accounts, term share certificates, money markets and investment products to provide solutions for your commercial needs
- Minimum $25 deposit and a one-time $5 non-refundable joining fee makes you a “member” of 1st Community.
- Day-in/day-out dividends paid/compounded quarterly.
- May be pledged on a Shares Secured loan for a reduced interest rate.
- May be used as FREE Limited Savings Overdraft Protection (see Reg D limitations) for your 1CFCU Checking account
- FREE $2000 Accidental Death & Dismemberment Insurance for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
- FREE $1000 Term Life Insurance for 12 months for each new member 18+ who completes and submits the insurance application; additional low-cost insurance for member and family also available; premiums deducted monthly from Savings or Checking Account. Coverage decreases beginning at age 70.
- Minimum $2500 to open & maintain to avoid $15 monthly service fee charged the next month
- 6 FREE withdrawals per month – $5 each thereafter
- First 40 checks FREE
- Day-in/day-out dividends paid/compounded monthly
- Rates quoted monthly
- Minimum $25,000 to open & maintain to avoid $15 monthly service fee charged the next month
- 6 FREE withdrawals per month – $5 each thereafter
- First 40 checks FREE
- Day-in/day-out dividends paid/compounded monthly
- Rates quoted monthly
- Save for that special occasion – Education, Vacation, Christmas, whatever you want!
- No minimum balance;
- No monthly service fee
- 6 FREE withdrawals or transfers per month subject to Reg D limitations (see Reg D limitations)
- Day-in/day-out dividends compounded/paid quarterly (except for Christmas Club where dividends are compounded and credited monthly)
- Dividend rate same as earned on Savings/Share Account
Basic Business Checking
Ideal for home-based businesses or small businesses with limited activity and lower balances- No monthly maintenance fee
- 50 FREE items° monthly then just $0.25 for each additional item
Advanced Business Checking
Ideal for new and growing businesses that have low monthly volumes with steady account activity- $6.00 monthly maintenance fee
- 250 free items° monthly then just $0.25 for each additional item
- Includes BizLink 247ˆ online access controls
Unlimited Business Checking
Ideal for high volume businesses or larger established businesses with steady account activity- $16.00 monthly maintenance fee
- Unlimited number of items
- Includes BizLink 247ˆ online access controls
- Optional Positive Payˆ to prevent check fraud
We will waive your monthly maintenance fee on any Business Checking account and any applicable per item fees when you maintain at least $50,000 in business loans or $10,000 in deposits
in your business account.
˜ Data and message rates from your carrier or internet provider may apply
ˆ BizLink 247 is available on Advanced Business Checking and Unlimited Business Checking. Positive Pay is only available on Unlimited Business Checking for an additional monthly fee.
° An item is defined as any transaction that debits or credits the account.
- Minimum $1000 deposit
- Available for 6-months, 1, 2 or 3 year terms
- Day-in/day-out dividends paid monthly back into the certificate or to other CU deposit account or mailed for your convenience
- Automatic renewal or single purchase available
- May be pledged against a loan for a reduced interest rate
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- Greg Stephens, President of the Stephens Investment Group, located at our Wildewood office, offers you a full range of investment, insurance and financial services. Greg is a financial advisor offering services thru Momentum Independent Network, Inc. Member FINRA/SIPC,
- 717 Harwood St., Suite 3400, Dallas, TX 75201, 214/859-1800. Greg has earned the accreditations of CRPC® and ADPA® and has many years’ experience in the financial services industry. Greg has access to and provides a broad array of products, services and advice to his clients.
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