Home Equity

1st Community Federal Credit Union offers Great rates on Home Equity loans for Life or Home Improvement – pay for college, bill consolidation, add a pool. Whatever fits your dreams.

Home Equity Loans

Loan TypeAPRMaximum Amount Financed:Maximum Term:
Home Equity (lien on homesteadRates change weekly. Please call for current rates – 325/653-1465 or 800/749-1465 and ask for Mortgage Lending80% of appraised value less all lien balances180 months
  • Finance Charges may be Tax-Deductible on Secured Home Equity (ask your tax advisor)
  • For Life or Home Improvement...pay for college, bill consolidation, add a room, remodel, add a pool. Whatever fits your needs or dreams
  • .50% Origination Fee
  • Easy Payment Options
  • Simple Interest
  • Credit Life Insurance available – maximum term of coverage – 120 months
  • Credit Disability Insurance available – maximum term of coverage – 120 months
  • Low Rates & Great Coverage Insurance Options to protect you and your home – contact 1CFCU Insurance Specialists located at our Wildewood location – Chris Gomos 325/224-3622 – direct  cgomos@1cfcu.org or Rush Seaver 325/224-3649 – direct  rseaver@1cfcu.org

    Rates and terms based on approved credit and are subject to change without notice. We are an Equal Credit Opportunity Lender and an Equal Housing Lender.  APR – Annual Percentage Rate.

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