1st Community FCU is now offering a new online Estate Planning service to you, our members, at an
amazing price. Many people cannot afford the cost of having an attorney prepare the types of documents needed to help you protect your wishes for your estate.
    This service includes everything a person might need to set up your basic estate planning at a much lower cost than you would have to pay elsewhere, including a plan based on:
        – a Will or Revocable Trust
        – Financial and Healthcare Powers of Attorney
        – Guardianship for Minors
        – Optional Final Wishes, HIPAA Waiver
        – Estate and Inheritance Visualization
        – a “Smart” Document Vault which notifies you which documents need to be re-generated
        – Probate Tracking & Optimizer
        – Trust Funding Tracker
        – Gifting of Sentimental Items and Short “Life Stories”
        – Import your financial accounts or input manually
        – Estimated federal, state and inheritance tax
        – Unlimited changes and more
    The service is super simple! If you use Turbo Tax, this estate planning tool works the same way. It asks you a series of questions and then prepares your documents according to how you answered the questions. The service also has a wealth of information including videos, quizzes and FAQs explaining the details about what each type of document is for and how your decisions can affect the future of your estate.
    The cost is $175 for the first year you sign up and create your documents, then only $39 per year thereafter for your information to be retained on the system and also allowing you to make updates to your documents at any time. You will be required to enter either a debit or a credit card to utilize the service.  The card on file will be charged the $175 when you sign up and then $39 on your 1-year anniversary, and each anniversary going forward, for maintenance to unlimited updates and changes to documents including going from a will to a trust and all other features on the platform.
    As an added bonus, the system can also save you money if you and your spouse have an uncomplicated relationship where you both have basically the same wishes. If you both choose the same people to serve in the appropriate roles, you are choosing the same beneficiaries, and leaving the same property to the same people, it can create the documents for both spouses under the same plan. However, if either of you chooses someone different for any of the roles or something different for property distribution, a separate plan will be required. There can be no changes when taking advantage of the free mirrored option.
    To access the service simply click here to get started with this simple estate planning tool.  Please remember, this is an online service only.  It is provided to you by a third-party, as a member of the Credit Union.  As with any service, there are disclosures you should review on the site. The service can be cancelled by you at any time, but there are no refunds for any fees that have been paid.  Instructions and details are on the site about how to cancel the service.